What should a property owner do to protect against claims resulting from slip and fall and/or other premises liability injuries?
First, the property owner should make sure to carry some form of property insurance that contains liability coverage. If an incident does occur where someone is injured, immediately notify your insurance carrier. Failure to notify your insurance carrier could cause a to refusal to protect your interests. Many insurance companies, pursuant to their policy, require the insured to notify them of any incidents and/or claims within a very short period of time. Additionally, please be aware that if the injury occurred as a result of a permanent condition on the property, you should correct the dangerous condition immediately. Once an incident occurs, the premises owner is on notice of the potentially dangerous condition and will more likely be held liable for injuries if others injure themselves as a result of that same condition. Premises owners should routinely monitor the business or home premises for potential dangerous conditions (including water, ice, natural and artificial conditions)
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