What should a debtor do if a creditor does demand payment of a debt that is listed in the bankruptcy schedules?
If a creditor who is listed in the debtor’s schedules attempts in any way to collect a scheduled debt, the debtor should inform the creditor that a bankruptcy case has been filed and request that the creditor stop the collection efforts. If the debtor is represented by an attorney, the debtor should give the attorney’s name and telephone number to the creditor. If the debtor is not represented by an attorney, the debtor should give the creditor additional information about the case—the date of filing, the court in which the case was filed and the case number. If improper collection action continues, the debtor should consult with an attorney to consider further action.
Related Questions
- Up FAQ #5: Can debt collectors demand full payment even though they know the agency or creditor will in fact accept partial payments?
- What should a debtor do if a creditor does demand payment of a debt that is listed in the bankruptcy schedules?
- What should a debtor do if a creditor does demand payment of a debt that is listed in the bankruptcy?
