What services do credit unions offer?
Savings Accounts: Credit unions help people save to meet their financial goals. Share accounts are basic savings accounts in which money earns a competitive return. Many credit unions offer a variety of savings plans. Checking Accounts: Credit unions offer a variety of checking accounts, also known as share draft accounts. There are usually no service fees or minimum balances, which means more money in your pocket. Some checking accounts even pay interest, and checks may be free. Add the convenience of Visa Debit Cards, direct deposit, and overdraft protection for the ultimate in checking service. Affordable Loan Rates: Nearly everyone needs a loan at some point, and credit unions have traditionally been the best place to go. Interest rates are generally lower than with other lenders. Because credit unions consider character as well as collateral, it may be easier to get a credit union loan. Because most credit unions make loans to members only, capital flows back into their communitie
