What service does CCCS provide?
CCCS advises and counsels families with any type of finanical situation. This involves: BUDGET COUNSELING- Good money management begins with sound budgeting. A budget is a written statement of estimated income and expenses for a period of time. You need to know where your money goes in order to establish an effective budget plan. This will allow you to see ways to eliminate unnecessary spending in order to live within your means. CREDIT COUNSELING- While we believe that the wise use of credit can improve the quality of life, it must be controlled. The use of credit is often abused and a family finds itself overburdened. This can be prevented with proper planning and budgeting. DEBT MANAGEMENT- When the counselor finds a family already burdened with excessive indebtedness, a debt repayment plan may be recommended. With the cooperation of the creditors this plan allows the client to make lower monthly payments, thereby paying the debts in a respectable manner. EDUCATION- Providing commun
