What returns have index annuities actually credited?
The highest index annuity interest rate credited for one year was over 40%. In 2001 and 2002 the stock market was down and most index annuities credited 0%. Index annuities have been around since 1995. During this period we’ve seen the strongest bull market in ages, with five years of high double-digit stock market gains, and the worst bear market in a generation; hardly a normal period. Index annuities are designed to provide a return somewhere between stock market vehicles and savings instruments and they’ve been performing as intended. Please visit our site for more Retirement, 401k, and Insurance information: www.erollover.com Are index annuities safe? Both principal and credited interest are protected from index declines, so the worst thing that could happen is the stock market drops for years and you still get back your principal plus a little interest. The index annuity is as safe as the insurance company issuing the annuity. No index annuity owner has ever lost money because th