What restrictions and limitations can a merchant impose before accepting my credit card?
Many merchant practices violate your privacy and expose you to potential credit fraud, and therefore are illegal in many states. To protect you privacy and avoid being defrauded by credit card crooks, say “no” to a merchant who engages in these impermissible credit card practices: • Writes your credit card number on your personal check • Writes your personal information on a bank credit card sales slip • Imposes a minimum sales amount for credit card purchases • Charges extra for payment by credit card. Note: Giving a discount for cash payments is allowed.
A. Many merchant practices violate your privacy and expose you to potential credit fraud, and therefore are illegal in many states. To protect you privacy and avoid being defrauded by credit card crooks, say “no” to a merchant who engages in these impermissible credit card practices: • Writes your credit card number on your personal check, • Writes your personal information on a bank credit card sales slip, • Imposes a minimum sales amount for credit card purchases, or • Charges extra for payment by credit card.
