What Rebate Cards Are There with TD Bank?
There are two main cards. The TD Rebate Rewards Visa Card and the TD Elite Gold Visa Card. The TD Rebate Rewards is nice as it has no annual fee. Right off the start you are not out any money for having this card (unless you have a balance as its rate is over 19%). The earning rate is 0.5% on the first $3,000 you spend annually and then 1% on the amount above that up to a maximum of $25,000. Basically, this means the most you can ever get back from this card is $235/year. The TD Elite Gold is 1% for all your purchases annually and there is no limit. It also includes other features like travel insurance coverage so you don’t have to pay for it yourself. You do have to pay an annual fee of $99 however. Which Card Is Better? I have a couple points here. First of all, the ScotiaBank No Fee Money Back Visa Card gives you 1% back on net purchases which has no maximum and has no yearly fee. This is far better than the TD Rebate Rewards Visa Card as it has a lower return rate and a maximum lim
