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What protection does the personal liability coverage in my homeowners insurance policy provide?

April 26, 2017coverage Homeowner insurance policy liability

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What protection does the personal liability coverage in my homeowners insurance policy provide?

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This coverage protects you and all family members living with you against claims or lawsuits resulting from bodily injury or property damage to others for which you are negligent and legally liable, with exceptions such as intentional acts.

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This coverage protects you and all family members living with you against claims or lawsuits resulting from bodily injury or property damage to others for which you are legally liable, with the exception of intentional acts