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What precautions can one can take to avoid online cyber fraud?

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What precautions can one can take to avoid online cyber fraud?

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Several countermeasures exist to avoid attacks or minimize their surface area. Digital certificates are used against phishing and pharming. Class-3 card readers are used as a measure to avoid manipulation of transactions by the software in signature based online banking variants. To protect their systems against Trojan horses, users should use virus scanners and be careful with downloaded software or e-mail attachments.

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