What other benefits are there when I increase my FICO scores besides getting a better mortage rate?
11) A Some insurance companies only give car insurance to people with good credit, or people that have not filed for bankruptcy protection. Some insurance companies charge higher premiums to people with Low Fico scores. Some companies in their hiring programs will check your credit report and possibly over look you for the position strictly based on poor credit. You will never get 0% credit cards with a low FICO score.