What other benefit are available to those involved in Esperanzas microcredit program?
• All borrowers are eligible to participate in a pre-paid health insurance plan. Esperanza has partnered with the Clinica Esperanza y Caridad (Hope & Charity Clinic) now is the HMO for the members of the loan program. Each member can pay a modest fee and receive medical care at the clinic for the life of their loan. • We also have a life insurance program for the members. For a very modest premium, the insurance will pay off their loans if they, their spouse, or children die. • We have a very well developed training program for women to learn more advanced business and leadership skills and money management. • All of these pluses build self-worth and dignity in our borrowers. • As Bank of Hope members work together in the normal course of managing their bank and the various business that the bank supports, the women begin to develop a deep sense of accountability and support for each other. At the regular membership meeting of the banks, personal, family and community issues are discus
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- What other benefit are available to those involved in Esperanzas microcredit program?
