What needs to be done if the submission status is “Insufficient Cure?
A28. Insufficient cure status either means the submission was late and deemed deficient, or the cure submitted to an on-time submission is unacceptable, incomplete or deemed deficient. Either way, additional information is needed before HUD can recommend the lender be recertified. Lenders submit additional information via LASS, time permitting. A notice of violation is sent via certified mail to lenders whose submissions are late or deficient. The notice of violation grants thirty (30) days from its receipt to submit an acceptable submission or cure. Lenders will not receive an additional notice of violation if the submission or cure is unacceptable (i.e. “Insufficient Cure” status). However, lenders are permitted to submit additional cures if the initial thirty (30) day time period has not expired. Lenders can review their deficiencies by accessing “Reports” and clicking on “Lender Deficiency Report”. Cures must be PDF files in order to be uploaded to LASS. See the user guide chapter
