What must be included in an employers notice of adverse action?
A. It must include the statement required by Section 615(a)(2)(B) that the Credit reporting Agency (Background check Company) is not able to provide the specific reasons for the adverse action because it did not make the decision to take the action. For sample letters see our Forms page by Clicking Here 4. Q. In the context of using consumer reports for employment purposes, is it permissible to give the notice required under Section 604(b)(3) in the same document as is used to give the adverse action notice which is required under Section 615(a)(2)? A. Section 604(b)(3) requires an employer who expects to take adverse action, based in whole or in part on a consumer report, to provide the individual with a copy of the report and a summary of consumer rights under the FCRA before the action is taken. Section 615(a) requires certain notices to be provided after the action is taken. As a result, an employer’s compliance with Section 604(b) alone is not enough to comply with Section 615(a),