What methods can a creditor use to enforce a judgment?
There are several different methods that a creditor can use to enforce a judgment against a debtor. The most common methods include, garnishment, attachment, judgment lien against real property, sequestration, writ of execution, and repossession of secured property. Question 3: What types of property can a judgment creditor execute against a debtor? Answer: In Texas, property for collection purposes is placed into two (2) primary categories, exempt or nonexempt property. Exempt property is debtor property which is protected from actions by a creditor. In other words, exempt property cannot be seized by a creditor regardless of whether they have obtained a judgment against the debtor. Texas is considered to be a very debtor friendly state thus, Texas allows for a greater amount of property to be exempted under Texas law compared to other states. See Sections 42.001 & 42.002 of the Texas Property Code for a list of exempt property. The most common and greatest exemption here in Texas is
