What methods are utilized by identity thieves?
Identity thieves utilize a variety of means to commit their crimes. Some identity theft methods commonly used include dumpster diving in the search for would-be victims’ personal information in their trash; submitting a change of address request that diverts a victim’s billing or bank statements to a different address; and collecting victims’ personal information by stealing their purses and wallets. Some high-tech methods used by identity thieves include skimming, through which a victim’s credit or debit card numbers are stolen using a special device that copies the information when the card is processed, and phishing, through which a victim is directed to divulge his or her personal information after receiving a spam email or pop-up message. Identity thieves also attempt to obtain personal information directly from financial institutions by using false pretenses, known as pretexting.
