What mental health coverage does Ohio law require health benefit plans to offer?
Ohio law requires health benefit plans, including individual, small group, fully-insured and private or public self-funded plans (to the extent not pre-empted by federal law) to cover the diagnosis and treatment of biologically-based mental illnesses, as defined in state law. It also requires plans to provide a limited $550 per year benefit for outpatient mental or emotional disorders. Notably, however, this Ohio law does not generally apply to self-insured private employer plans governed by ERISA.
