What Medicare PPO Plans Are Available in California?
A PPO is a type of health insurance, which stands for “preferred provider organization.” A PPO allows the policy holder to visit any doctor that is within its coverage network without prior approval from the insurance provider. This type of health plan provides the flexibility to change doctors and offices when needed. In California, there are different types of PPO plans available to families, seniors and businesses. Individual and Family Plans Individual or family PPO plans are insurance plans that individuals buy on their own. The price and services provided can vary significantly between different plans. Coverage may be denied to certain people based on individual medical history. For example, AIDS, cancer, diabetes and other serious conditions may automatically disqualify someone from eligibility for a PPO. Senior Plans Some PPO plans are geared specifically towards the needs of seniors, both in regards to services and costs. In fact, some senior plans are up to 50 percent cheaper
Related Questions
- I am 65, still working, and thinking about enrolling in the PPO plan. How does Medicare coordinate with the PPO plans?
- Do these temporary California short term health insurance plans provide the same coverage as PPO or HMO plans?
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