What medical benefits does the Act provide to a worker after they have sustained an on-the-job injury?
A. An injured worker is entitled to receive 100% of “all necessary and reasonable medical expenses incurred as a result of a job-related accident.” These include first aid, emergency room services, hospital care (inpatient/outpatient), doctor’s fees, prescriptions, etc. The Act further provides that an injured worker is entitled to treatment by two (2) doctors of their own choosing (excluding emergency room care) at the insurance company’s expense. The insurance company is also responsible to pay for fees and charges of any doctors or hospitals which the injured worker is referred to by either of their first two (2) choices (commonly known as the chain of referral). If the injured worker wants to see or be treated by a third doctor, they will be responsible for any medical expenses incurred, unless approved by the Workers’ Compensation insurance company.
A. An injured worker is entitled to receive 100% of ” all necessary and reasonable medical expenses incurred as a result of a job-related accident .” These include first aid, emergency room services, hospital care (inpatient/outpatient), doctor’s fees, prescriptions, etc. The Act further provides that an injured worker is entitled to treatment by two (2) doctors of their own choosing (excluding emergency room care) at the insurance company’s expense. The insurance company is also responsible to pay for fees and charges of any doctors or hospitals which the injured worker is referred to by either of their first two (2) choices (commonly known as the chain of referral ). If the injured worker wants to see or be treated by a third doctor, they will be responsible for any medical expenses incurred, unless approved by the Workers’ Compensation insurance company.
Related Questions
- What medical benefits does the Act provide to a worker after they have sustained an on the job injury?
- What medical benefits does the Act provide to a worker after they have sustained an on-the-job injury?
- What benefits are provided by the Act if the injury sustained by the worker are permanent in nature?
