What measures does E&L® Insurance take to prevent fraud?
Unfortunately a very small number of people provide false details in order to make up, or inflate claims. We take steps to identify these people and avoid paying such claims as they affect the cost of insurance premiums. There are a number of insurance industry databases through which we share information with other companies about claims and fraudsters. Doing so allows us to use the available technology to make many checks looking for unusual features and fraud. We also share some information about fraud with other companies within the financial services industry, the police and other bodies where the law allows us to do so. As fraud is a criminal offence, we forward details of any fraud committed to the police.