What makes the Capital for Communities Fund different from other approaches to socially responsible investing and microcredit?
Unlike many other approaches to socially responsible investing, the Capital for Communities Fund gives you an opportunity to invest in grassroots community development internationally. Unlike other microcredit programs, your contribution to WCCN is an investment, not a donation (Although WCCN does accept donations to contribute to our equity fund). Furthermore, your money with the Capital for Communities fund is lent out through several partner agencies rather than through just one organization. By diversifying our portfolio as such, we reduce some inherent risks of investing abroad and manage to reach a broader range of needy borrowers throughout Latin America. Furthermore, our partner agencies are based in Latin America, not in the US. These agencies are keenly familiar with the local economy and culture. Finally, the Capital for Communities Fund is unique because it not only lends to individuals (as do most microcredit programs) but also to organized groups of marginalized persons w