What Makes Overhead Expense Insurance Different From Other Types of Disability Insurance?
“Individual disability income insurance protects an individual’s personal income to help pay living expenses in the event of a disability. Overhead Expense disability insurance is a cost-effective way to ensure that your business can meet its ongoing expenses during a period of disability. So, while individual disability income insurance can help protect a business owner’s income and standard of living during recovery from a serious injury or illness, Overhead Expense disability insurance can help to keep the business running while an owner recovers.” What Exactly Does Overhead Expense Disability Insurance for Small Business Owners Cover? “Our Overhead Expense disability insurance policy was designed with the cash-flow needs of business owners in mind. If a policy owner should become disabled, we help keep the business strong by covering the normal, necessary and customary expenses incurred to run a business – including mortgage payments or rent, utilities, salaries, taxes, interest on
