What Makes Cigna Dental Insurance An HMO Plan?
You must be wondering why Cigna is categorized as an HMO plan. The plan works just like an HMO because you can’t avail of the offered discounts if you do not go to a dentist that Cigna has an agreement with. And like any HMO plan, the Cigna dental plan requires all members to choose a general dentist as their primary care provider. Any special needs they may have has to be coursed through that dentist for referrals. Cigna dental insurance is one of the most effective and most recognized HMO dental plans in the business.
