What losses are covered?
A MSI policy covers damage to your home or buildings and their appurtenances that occurs during the policy period and which is caused by the movement of the ground surface as a result of the collapse of underground coal or clay mine workings, or from a sudden unexpected breakout of water from an abandoned mine. Losses to appurtenances are limited to 10% of the coverage amount. The insured building must be damaged by the same event before losses to appurtenances can be paid.
