What loan programs are available to domestic and international students?
Subsidized Federal Stafford Loans are need-based loans for U.S. citizens and permanent residents only. The federal government pays the interest on these loans while the student is in school and during the grace period before repayment begins. Unsubsidized Federal Stafford Loans are non-need-based loans for U.S. citizens and permanent residents only. The borrower is responsible for the interest on these loans as soon as the loan is disbursed. Most of the terms and conditions of subsidized and non-subsidized Stafford loans are the same. The combined federal loan limit is up to $20,500 per year for graduate and professional students. Private alternative loans are available for all students. A number of major lending organizations offer loan programs to qualified borrowers. A listing of recommended private alternative loan providers is available upon request from the Office of Student Financial Aid. This information will include maximum loan amounts and terms and conditions of each program
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