What limitations are on jewelry, cameras, furs, silver, fine arts, guns etc.?
Coverage for jewelry, cameras, furs, silver, fine arts and other valuables is limited in the basic homeowner policy. The amount of coverage varies from one insurance company to another. For example, some companies give you $3,000 for theft of jewelry, some limit it to $1,000. The standard policy limits fine arts (like Precious Moments) to $1,000 and doesn’t cover simple breakage. If you have valuable items like these you should consider scheduling the items on your policy.
