What kinds of benefits are available and how are they calculated?
The Workers’ Compensation Act provides for several kinds of benefits. Depending on your individual situation, you may qualify for lost wages, specific loss benefits, medical care and/or death benefits. (1) Lost Wages: Payments for lost wages are available to employees who are unable to work due to a “total” or “partial” disability. They are also payable to workers who, due to a temporary disability, are earning or are capable of earning less than they were making pre-injury. Wage loss benefits typically total two-thirds of your average weekly wage, subject to a weekly maximum. (2) Specific Loss Benefits: These are payable to workers who permanently lose the use of a limb or appendage; their sight or hearing; or who have suffered a serious and permanent disfigurement of the head, face or neck. (3) Medical Benefits: Covered claims will include payment for reasonable and necessary surgical and medical treatments that are provided by a physician or other healthcare provider. If they are de
