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What kind of other health coverage makes an individual ineligible for an HSA?

April 26, 2017coverage Health HSA individual ineligible

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What kind of other health coverage makes an individual ineligible for an HSA?

3 Answers

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Generally, an individual is ineligible for an HSA if the individual, while covered under an HDHP, is also covered under a health plan (whether as an individual, spouse, or dependent) that is not an HDHP.

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An individual is ineligible for an HSA if the individual is covered under a health plan (whether as an individual, spouse, or dependent) that is not a high-deductible health plan (including being covered as a beneficiary under Medicare).

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Generally, an individual is ineligible for an HSA if the individual, while covered under an HDHP, is also covered under a health plan (whether as an individual, spouse, or dependent) that is not an HDHP. Also see question 4 below.