What kind of lawsuits are involved with auto accidents?
A. There are usually three types of auto accident lawsuits in Michigan: First-party: A first-party case is between the auto accident victim and his insurance company for No-Fault benefits, also called personal injury protection (PIP) benefits. In a first-party case, No-Fault benefits are usually paid out by your own insurance company. Third-party: A third party case is between the auto accident victim and the driver who caused the auto accident. In a third-party case, the auto accident victim sues the at-fault driver for pain and suffering, and excess economic damages. Damages are usually paid out from the wrong-doer’s insurance company. Mini Tort: A car accident victim can recover a maximum of $500 for vehicle damage from the driver who caused the crash, via his auto insurance company. This is called a Mini Tort claim. Michigan’s Mini Tort law is not designed to pay for all of your vehicle damage. The purpose is to compensate a person involved in a car accident that was not at-fault,