What kind of investment options does a 529 plan offer?
Every plan offers a different set of investment options, featuring different investment managers. Two of the most common options are age-based and individual portfolios. Age-Based: If you prefer a simplified approach to investing, you can invest in a pre-determined series of investment portfolios that automatically change over time as the child nears college-age. Individual Portfolios: Many plans offer a menu of portfolios with different security mixes. You can allocate a percentage of your investment in the portfolios that meet your specific investment goals, including your risk tolerance and time horizon.
