What kind of history and expertise does the insurance company have in dental malpractice?
Has the company handled dental claims for many years, or is it a new line of business? How long has the company practiced in the practitioner’s locale or venue? Does the company have dental practitioners involved in its claims process, or do practitioners have any ownership interest in the company? Companies that have more experience with the specialty and venue and more practitioner involvement at the claims and ownership level might be able to better analyze, evaluate, and handle claims. The financial stability of the company is critical. • Is the policy an occurrence policy or a claims-made policy? A claims-made policy provides protection for claims that are reported in the policy period. An occurrence policy provides protection for acts that occur within the policy period. Generally, occurrence policies are more expensive and they might be difficult to obtain. • If there is a switch to a new carrier, will there be continuous coverage? A practitioner never wants to have any gap in c
