What kind of credit scores do I need to have in order to qualify for a VA home loan?
VA mortgages are not credit score driven. However, it is up to the appropriate VA lender to review all past credit history especially the within the last 12 months when considering loan approval. Special consideration is given to those with a lack of sufficient credit. Often times VA lenders are allowed to recognize monthly payments made to non traditional trade lines such as utility bills, cell phone bills, renters and auto insurance that don’t often report to the 3 credit bureaus. Our team has extensive experience approving veterans borrower’s with less than perfect credit. To get started apply now for a VA Purchase or VA Refinance and see how easy it can be to get approved for a VA loan.
