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What kind of coverage is available for water damage to my home or building and its contents as a direct result of seepage in the basement?

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What kind of coverage is available for water damage to my home or building and its contents as a direct result of seepage in the basement?

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Homeowner Policy – The standard homeowners policy does not cover water damage due to the seepage of water through the walls or floor of a basement. There is no endorsement available for this exposure.

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TD insurance state that their policy covers water damage caused by " seepage through a basement wall, crack or other opening "
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