What items may be included in the Equifax Credit Report™?
Your Equifax Credit Report™ includes identifying information, trade line information, inquiry information, public record and collection information. • Identifying information includes information that is used to identify you such as your name, address, and date of birth. This information is not used in scoring. Updates to this information come from information you supply to lenders. • Trade lines are your credit accounts. Lenders report on each account you have established with them. They report the type of account (bankcard, car loan, mortgage, etc), the date you opened the account, your credit limit or loan amount, the account balance and your payment history. • Search information contains information about companies that have requested and/or viewed your credit report within the last two years. • Public Record and/or Collection Information – Your credit report may contain public record information such as judgments, tax liens, garnishments and bankruptcies. Not all credit reports co
