What items get packed into auto loans?
High-profit items that are added on. Usually, you don’t ask for these items. Instead, the finance manager tries to talk you into getting them. They include theft etching, paint sealant, rust proofing, GAP insurance, extended service contracts, and special sound systems. Sometimes, dealers group items together and give them a fancy name. Beware of the so-called “luxury package.” Bottom line—you are paying way too much for items that have little value, but make a huge profit for the dealer. A better buy—added safety features like stability control, which are proven to actually save lives.
