What is workmans comp insurance?
Workmans compensation (or workman’s comp) insurance is a form of state-regulated, no-fault liability insurance, which covers employee medical expenses, lost wages, rehabilitation services, and death resulting from work-related injury or illness. Employers in every state, except Texas, are required by law to provide workman’s comp coverage. Employees injured in the workplace are eligible for workman’s comp benefits regardless of fault. In other words, employees do not have to prove employer negligence to claim benefit.
