What is workers compensation?
Workers’ compensation consists of a number of different kinds of benefits provided by State law to most workers who have suffered job-related injuries or illnesses under the Illinois Workers’ Compensation Act. The Act is administered by the Illinois Industrial Commission, which is a State agency. The Act was enacted by the Illinois General Assembly in 1911 to provide financial protection and security to almost any worker who sustains an injury or illness while on the job. Almost every employee in the State of Illinois is covered by the Act from the moment their employment begins with their employer, and benefits are paid to an injured worker regardless of who is at fault for the injury.
A. Workers’ compensation is a state system that pays for necessary medical treatment, loss of wages during a period of disability, and compensation for permanent disability or disfigurement when an employee sustains personal injury or death by accident arising out of and in the course of his or her employment.
A. If you get hurt or sick because of work, your employer is required by law to pay for workers’ compensation benefits. You could get hurt by: One event at work, such as hurting your back in a fall, getting burned by a chemical that splashes on your skin or getting hurt in a car accident while making deliveries. –or- Repeated exposures at work, such as hurting your wrist from doing the same motion over and over or losing your hearing because of constant loud noise.
Workers’ Compensation is insurance that covers your employees should they be injured at work. Ohio requires all employers to have this insurance. The premiums are due every six months. The period of January-June is first half of the year and is due by August 31. The months July-December are the second half of the year and due by February 28 of the following year.
