What is workers compensation?
If you’ve suffered a job related injury or illness, you are eligible for workers’ compensation. Worker’s compensation is a state mandated program that is designed to protect workers and provide compensation to employees, and every state has proprietary laws and programs that employers must comply with. Whether the party responsible is the employee, employer, customer, coworker, or any third party related to the workplace, it does not matter who is at fault – if an employee becomes ill or injured due to the work or the work environment, they are automatically eligible for workers’ compensation. In return for these benefits, employees generally waive the right to sue an employer for damages.
Worker’s compensation is a form of insurance that you are granted through the company that employs you. It is used to provide wage replacements as well as offer medical benefit if employees become injured while working on the job. If you are injured during job then you immediately relinquish your rights to sue the company. For more information and suggestion on workers compensation you can contact experienced Manibog Law, PC.
Every state has passed workers’ compensation laws that provide benefits to employees injured at work. These laws have a variety of names, such as workers’ compensation, workman’s compensation, worker’s compensation, or work comp. These laws require that employees suffering on-the-job injuries receive compensation to replace lost wages and cover medical expenses. Most state laws provide that employers must either carry insurance through a private carrier or show that they can self-insure against claims by workers injured on the job. Other states provide that employers must pay into a state workers’ compensation fund. Workers’ compensation is a no-fault system. No matter what caused the injury – worker’s negligence, employer’s negligence, or a combination of the two – workers injured on the job receive benefits under the law. For the most part, states, rather than the federal government, regulate workers’ compensation.
Workers compensation is an accident insurance program paid by your employer which may provide you with medical, rehabilitation and income benefits if you are injured on the job. These benefits are provided to help you return to work. It also provides benefits to your dependents if you die as the result of a job-related injury.
