What is workers compensation?
Workers’ Compensation is similar to filing an insurance claim. An injured worker is not suing his or her employer when filing the initial BWC claim. The Injured Worker claim seeks benefits available through the Ohio Bureau of Workers’ Compensation. In the event that an Injured Worker dies as a result of the work injury, death benefits may also be available to the spouse, dependants, and, in some cases, the estate of the Injured Worker who dies on the job.
Workers’ compensation is a system of laws whereby employees can recover from employers for injuries that arise out of an on-the-job injury. This system relieves employers of liability from common law suits involving negligence and the damages associated therewith in exchange for a relieve from the burden of proof on the employee. Specifically, in exchange for the relief from having to prove fault, employees’ damages recoveries are limited to the medical costs and lost wages resulting from on-the-job injuries.
Workers’ compensation is a system of benefit payments for those persons injured by accident arising out of and in the course of their employment. It also provides compensation for workers who develop an occupational disease as a result of their employment. Injured workers can receive temporary total disability checks while they are out under a doctor’s care, medical treatments which are reasonable or necessary to effect a cure, give relief, or lessen the period of disability, and payments for permanent injury based on their impairment rating, impaired wage earning capacity or permanent total disability.
