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What is Visa’s exposure and liability when current cardholders do not make payments on their credit cards?

April 26, 2017cardholders credit cards exposure liability PAYMENTS Visa

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What is Visa’s exposure and liability when current cardholders do not make payments on their credit cards?

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Visa Inc. does not issue cards, set cardholder fees or interest rates, or make loans to cardholders. The cardholder relationships belong to our network of financial institution clients and are managed by them. Visa derives revenues primarily from fees paid by our financial institution clients based on payments volume, transactions that we process and other related services we provide.