What is USAA?
USAA stands for United Services Automobile Association. A group of Army officers founded USAA in the early twentieth century because they were unable to get auto insurance from more traditional issuers. They formed an insurance pool and agreed to insure each other. USAA has since expanded first to officers of all the armed services, then to their dependents, and lately to enlisted personnel. They now insure over 3 million people. The business structure consists of USAA and a number of subsidiary companies; your type of affiliation with the military, along with your driving record, dictates which USAA company will insure you. Sounds complicated. Why are you even bothering to explain this stuff? There are a great deal of epinions that mention a variety of benefits available to USAA members, but dont get them exactly right. I thought I might be able to clear up some misconceptions while telling of my USAA experience. So, whats with all these different companies, and who gets insured by wh
