WHAT IS UNINSURED MOTORIST BODILY INJURY COVERAGE?
A coverage in an Automobile Insurance policy under which the company will pay the amount the insured is entitled to recover for injuries caused by an uninsured motorist. This coverage applies to Bodily Injury losses only, up to the policy limits. Your policy may provide coverage if you are a pedestrain and are injured by an uninsured motorist. Be sure to refer to the “Uninsured Motorist” section of your policy booklet. By law, in California, insurance companies must offer this coverage. If you do not want this coverage you must specifically reject it. Back to top I HAVE AN OLD CLUNKER. WHY DO I HAVE TO HAVE INSURANCE ON IT? Many states including California have “Compulsory Insurance Laws”. In other words the laws of that state say you have to have insurance. The penalties for driving without insurance can be pretty stiff. What they do require is for you to “carry” liability insurance. This guarantees that if you have an accident, any harm you might cause to another will be covered, up
A coverage in an Automobile Insurance policy under which the company will pay the amount the insured is entitled to recover for injuries caused by an uninsured motorist. This coverage applies to Bodily Injury losses only, up to the policy limits. Your policy may provide coverage if you are a pedestrain and are injured by an uninsured motorist. Be sure to refer to the “Uninsured Motorist” section of your policy booklet. By law, in California, insurance companies must offer this coverage. If you do not want this coverage you must specifically reject it. Back to top Q: I HAVE AN OLD CLUNKER. WHY DO I HAVE TO HAVE INSURANCE ON IT? A: Many states including California have “Compulsory Insurance Laws”. In other words the laws of that state say you have to have insurance. The penalties for driving without insurance can be pretty stiff. What they do require is for you to “carry” liability insurance. This guarantees that if you have an accident, any harm you might cause to another will be covere
