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What is uninsured and underinsured coverage?

April 26, 2017coverage underinsured uninsured

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What is uninsured and underinsured coverage?

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A. Uninsured and underinsured coverage is coverage that you purchase under your own automobile policy. Uninsured coverage protects you if you are injured in an automobile accident and the negligent party does not have automobile insurance. Underinsured coverage protects you if the negligent party does not have enough insurance coverage to compensate you for all of your damages.