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What is Underinsured Motorist (UIM) Insurance?

April 26, 2017Insurance motorist uim underinsured

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What is Underinsured Motorist (UIM) Insurance?

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This coverage protects you over and above what the other driver’s insurance covers, if your injuries warrant additional coverage. For example, if you use all of your PIP insurance, and you incur an additional $20,000 in medical bills, but the at-fault driver has only $10,000 worth of bodily injury insurance, your Underinsured Motorist Insurance would cover the remaining $10,000 in medical expenses.