What is Underinsured Motorist Property Damage Coverage?
Protects your resident relatives, occupants and yourself of a covered vehicle if any of us sustain bodily injury, including any resulting death, in an accident in which the owner or operator of a motor vehicle who is legally liable does not have enough insurance. Common exclusions include: No coverage for bodily injury/death sustained by any person while using or occupying (1) a covered vehicle while being used to carry persons or property for compensation or a fee; (2) a covered vehicle without the permission of you or a relative; or (3) a non-owned vehicle without the permission of the owner.
