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What is underinsured and uninsured coverage?

April 26, 2017coverage underinsured uninsured

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What is underinsured and uninsured coverage?

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Underinsured motorist coverage protects the Insured for losses when the responsible driver does not have enough insurance to pay for damages he causes. Uninsured motorist coverage protects the insured for losses caused by persons carrying no liability insurance. Uninsured/Underinsured Motorists coverage protects the insured for Bodily Injury only. 55.