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What is (UM/UIM) uninsured or underinsured motorists insurance?

April 26, 2017Insurance motorists uim UM underinsured uninsured

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What is (UM/UIM) uninsured or underinsured motorists insurance?

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UM or UIM is a part of your auto insurance policy that pays for damages caused by other drivers who do not have any or enough insurance. UM/UIM can also pay if you or your passengers are injured from a hit-and-run accidents.