What is Transamerica’s policy regarding frequent trading?
Transamerica routinely monitors frequent trading activity and transfers among the investment option(s) because of the potential impact that such transfer activity may have on the interests of other investors, expenses and portfolio management. Frequent trading is transferring some or all of your holdings into and out of the same investment option within a short period of time. Investment options are designed for long-term retirement investment, and we discourage the use of the investment options by investors who wish to “time” the market or frequently trade because of the potential negative effect on other investors and the investment options. If it is determined that frequent trading activity is occurring in your account, Transamerica will take steps to limit your ability to initiate transactions via our voice response unit (“TransDirect”) or our website (“www.ta- retirement.com”). Some of the investments underlying our product impose similar restrictions on Transamerica and require t
