What is the worst credit card company from the users standpoint?
A. Without even looking at your monthly statements, the probability is that the worst three are, not necessarily in this order, BOA/MBNA, Citigroup, Chase/Banc One, the three largest issuers of credit cards, and the companies that charge credit-card holders the highest rates of interest, the highest late fees and the highest transaction fees, and give holders the least number of days to pay before a late fee is charged. There may be other cards that belong among that top group of 3, but maybe not.