What is the value of RHA to employers?
RHA offers several advantages to employers. Because it is fully insured, employers do not assume the risk for offering coverage to their retirees. RHA offers all eligible employers access to fully insured, comprehensive guaranteed issue coverage for pre- and post-65 retirees without any subsidy or minimum participation requirements. RHA also offers employers the option to outsource program administration to the RHA administrator with those costs included in RHA premiums and without set-up fees. RHA’s unique pooling features allow employers to promote a more stable and sustainable long-term retiree risk pool by pooling their retirees with those of other participating RHA employers. RHA is also fully integrated with the recently enacted changes in Medicare to take full advantage of the new rules.
