What is the use of an elevation certificate?
The elevation certificate is used primarily: 1. By insurance agents and insurance companies to determine the proper flood insurance premium rates for property owners purchasing flood insurance policies through the NFIP. 2. By property owners to support a request to FEMA for a Letter Of Map Amendment (LOMA) or Letter Of Map Revision (LOMR) to remove a building from a SFHA. 3. By local building officials during the development process to ensure that all newly constructed buildings comply with community floodplain management ordinances, which are based upon federal floodplain regulations set by FEMA. 4. By federally regulated lending institutions, and their flood zone determination vendors, to correct geographic errors made during the standard flood zone determination process.
